Modern payment infrastructure
for merchants and partners.
Accept payments, onboard merchants, and integrate with a single API. Transparent underwriting, real-time insights, and developer-first tooling.
Built for every side of the transaction
Pick the surface that matches your role. The platform underneath is the same.
For Merchants
Accept card, ACH, and stablecoin payments through a single dashboard and API.
- Hosted checkout & payment links
- Subscriptions & invoicing
- Real-time analytics
For Partners
ISOs and PayFacs onboard, manage, and report across portfolios of merchants.
- Bulk onboarding
- Portfolio analytics
- Multi-processor support
For Developers
A REST API with idempotent writes, signed webhooks, and SDKs in your language.
- Versioned API
- Sandbox environments
- OpenAPI + Postman + Bruno
Everything in one platform
Get paid through transactions, invoices, links, or subscriptions. Card, ACH, and stablecoin are methods on the same payment — not separate products.
Card acceptance
Visa, Mastercard, Amex, Discover with network mandate compliance built in.
ACH processing
NACHA-compliant debits and credits with return code tracking and NOC handling.
Stablecoin rails
USDC and USDT settlement on Ethereum, Polygon, and Solana with on-chain confirmation.
Reporting
Decline analytics, mandate compliance, chargeback & fraud, ACH returns — out of the box.
Risk controls
OFAC, Safe Browsing, WHOIS, and email reputation signals on every application.
Onboarding
Progressive disclosure underwriting that gets merchants live in minutes, not days.
Apps & connectors
Link accounting, commerce, CRM, and tax apps from the ISV marketplace with scoped permissions.
Browse the marketplaceWorks with the apps you already run
Connect QuickBooks, Shopify, Salesforce, and more from the ISV marketplace. Each connection is OAuth-based with capability-scoped API permissions you review before approving.
Every connection uses OAuth with capability-scoped API permissions.
Developers
Integrate in minutes
REST endpoints with idempotency keys, signed webhooks, and ergonomic SDKs. Test in sandbox, ship to production, version everything.
curl -X POST https://api.aptcommerce.com/v1/charges \
-H "Authorization: Bearer sk_test_..." \
-H "Content-Type: application/json" \
-d '{
"amount": 4999,
"currency": "USD",
"source": "tok_visa",
"description": "Order #1024"
}'Standard tier
Transparent acquirer-style pricing
One tier. No tiered surprises, no hidden interchange markup. Everything bundled — including invoicing, subscriptions, hosted forms, payment links, risk controls, and the customer vault.
- $10 monthly minimum
- 0.50% per-transaction (capped $10/mo)
- 0.10% volume fee
- $0.02 per authorization
- All services bundled — no add-ons